Taking out a loan can help in tough times - but it also comes with risks and responsibilities. This page explains how loans work, what to watch out for, and what to do if you're struggling to pay one back.
Budget Counseling As An Option To Avoid Foreclosure
This video explains how budget counseling can be a helpful option to avoid foreclosure by managing debt, creating a spending plan, and exploring alternatives with the help of a housing counselor.
Learn more
READ Topic
Video
How to Request Forbearance for Your Mortgage Loan
This video provides step-by-step instructions on how to request forbearance for your mortgage loan, including who to contact, what information to provide, and what to expect during the process.
Learn more
READ Topic
Article
Negotiating With Debt Collectors
This resource explains how negotiating with a debt collector can help resolve a debt collection lawsuit without having to go to court.
