Loans

Taking out a loan can help in tough times - but it also comes with risks and responsibilities. This page explains how loans work, what to watch out for, and what to do if you're struggling to pay one back.
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Loans

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Loans

Video

About Home Loan Modifications

This video provides a general overview of home loan modifications, including what they are, how they work, and how they can help homeowners avoid foreclosure by changing the terms of their mortgage.
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Article

Reverse Mortgages (Loans Using Home Equity Conversion)

This resource explains reverse mortgages—home loans for homeowners 62 and older—and covers how they work, when they must be repaid, and related issues to consider.
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Article

Negotiating With Debt Collectors

This resource explains how negotiating with a debt collector can help resolve a debt collection lawsuit without having to go to court.
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